Thursday, July 10, 2014

[aaykarbhavan] business standard updates




FM eases advance pricing regime


Finance Minister Arun Jaitley in his maiden Budget addressed transfer pricing woes of multinational companies by allowing rollback of Advance Pricing Agreements ( APAs) to previous years. This will help resolve thousands of transfer pricing disputes and is a key element of reforms in the tax administration regime that Jaitley wants to achieve.

The APA scheme, introduced in 2012, provides certainty to taxpayers by specifying in advance the arm's length price in cross- border transactions between related parties for next five years. The rollback would mean an APA for future transactions may also be applied to international transactions undertaken in the previous four years in specified circumstances.

To align transfer pricing regulations in India with the best available practices, the finance minister has also proposed to introduce the " range concept" to determine arm's length price. Current rules allow only one year's data to be used for comparable analysis; the Budget proposed to amend the regulations to allow the use of multiple year data.

One of the major steps in this Budget has been extending the advance ruling regime to domestic companies above a certain threshold.

Earlier, the facility was available only for foreign companies. This is expected to address the proliferation of litigation in domestic taxes.

Currently, tax demands of more than 4 lakh crore are under dispute and litigation before various courts and appellate authorities.

Jaitley also proposed to strengthen the Authority for Advance Rulings by constituting additional benches. The scope of the Income Tax Settlement Commission will also be enlarged. The finance ministry also proposed to set up a high- level committee to interact with trade and industry on a regular basis to establish clarity in tax laws.

The Budget also gave relief to the manufacturing sector by specifying that even where the product is being sold at a loss ( below manufacturing cost plus profit) the excise duty would be applicable on such price ( at which goods are sold) and not on a notional price as held in the Fiat case.

"This is good news for the industry, particularly the auto sector, which was facing huge litigation after the Fiat decision a couple of years ago. However, this solves the problem prospectively. For the past period, industry will have to continue with the litigation," said Partik Jain, partner, KPMG.

Tax proposals on the indirect taxes side are estimated to yield 7,525 crore during 201415, while direct tax proposals, which raised the income tax exemption limit, will cause a net loss of 22,200 crore. The finance minister retained the tax collection targets at the same level of the interim Budget presented in February.

To boost domestic manufacture and to address the issue of inverted duties, the Budget reduced basic customs duty on certain items. To broaden the tax base in service tax, the Negative List for taxation of services is to be pruned. The free baggage allowance under the baggage rules was last revised in 2012. As ameasure of passenger facilitation, the Budget increased the free baggage allowance from 35,000 to 45,000.

Meanwhile, Jaitley also sought to push reform by accelerating the introduction of the long- delayed Goods and Services Tax ( GST) to streamline local taxes for businesses and ensure higher revenue collection. " I do hope we are able to find a solution in the course of this year and approve the legislative scheme which enables the introduction of GST," Jaitley said.

venue Secretary Shaktikanta Das said once issues related to entry tax and petroleum were sorted out the government would provide central sales tax compensation as the finance minister has already committed to states. He added it is not possible to roll out central GST first, as suggested by the Economic Survey.

On the Direct Tax Code ( DTC), Jaitley said the government would consider the comments received from stakeholders and review the DTC in its current shape and take a view in the whole matter.

He dashed foreign investors' hopes by declining to roll back the 2012 retrospective amendments to tax laws, but sent strong signals that his government was committed to streamlining the tax administration.

Domestic firms get access to advance price ruling; scope of Settlement Commission to be enlarged to resolve tax disputes

HOW REVENUES STACK UP ( cr)

Direct taxes Indirect taxes

Figures in bracket show % increase Source: Budget documents

New panel will review all transfer pricing cases


MUMBAI | FRIDAY, 11 JULY 2014 PRESS CONFERENCE

On retrospective amendments to the Income- Tax Act:

The government will not ordinarily undertake retrospective tax legislation. Though this is a sovereign right of the government, it will keep in mind the overall impact on the economy and investor sentiment. Cases pending in various courts will continue and reach their logical conclusion. There is no intention to interfere with those.

A high- level committee has been announced, and the Central Board of Direct Taxes will notify this within a week or so. The committee will review all fresh cases relating to transfer pricing, particularly indirect transfers, before any action is taken on such cases. Also, retrospective changes are brought to tax laws in a very routine matter, for technical corrections. Even in this Finance Bill, there are several retrospective changes. Ordinarily, however, there will be no retrospective changes that create fresh liabilities.

On FDI ( foreign direct investment) in e- commerce:

This is a clarification. When we talk of e- commerce, it relates to trading companies. Nothing is said about that in the Budget speech. But if there are companies that are investing and manufacturing in India, these can sell the goods manufactured by them through e- commerce.

There was a question; that question has been answered. We allow 100 per cent FDI in manufacturing, barring a few exceptions.

On whether the FDI cap in insurance has riders on voting rights:

We have only said the composite cap will be 49 per cent, with full Indian management control. There is nothing more to be added. Composite means that it could be any permutation— all 49 per cent could be FDI; or 49 per cent could be foreign institutional investment, with the approval of shareholders.

On changes in dividend distribution tax ( DDT):

The DDT rate has not been changed; it is 15 per cent. For the past few years, companies have been paying taxes net of dividend tax. For example if the dividend amount is 100, companies will deduct DDT and on the remaining 85, they will calculate the incidence of DDT. This has been corrected. The shareholder will continue to get the same amount of dividend.

On the Expenditure Management Commission:

An interim report will be given in five- six months. This will address the issue of subsidies, too. You don't have quick answers to these issues. We will find answers— there might be systemic changes, through which you might handle subsidies better. There are so many ways to do it. We don't have the answers right now.

On treating foreign portfolio investors' income from transaction in securities as capital gains:

The focus of the budget is tax clarity. There was a lot of confusion on whether this particular income was business income or capital gains. This deterred lots of fund managers from coming to in India. This lack of clarity also created confusion among portfolio investors, while bringing money into India. The whole focus was to remove ambiguity and bring in clarity. Henceforth, it will be treated as capital gains. We believe fund managers will now come back to India.

On the road map to fiscal consolidation:

There are two things: We have created a fiscal space, and have given up 22,200 crore on the direct tax side. We have gained 7,525 crore on the indirect tax side. If you look at the direct tax- GDP (gross domestic product) ratio, we have projected it to increase to 10.6 per cent this financial year from 10.1 per cent in the previous year; 10.1 per cent was on the GDP growth of 4.7 per cent. This year, our projections for economic growth are 5.4- 5.9 per cent. So, a 10.6 per cent taxGDP ratio is not an ambitious target. On the indirect taxGDP ratio front, too, we have not projected much growth. But if you look at the non- tax side, we have increased the projection by 31,752 crore. Also, we have reoriented many schemes announced in the interim Budget and created space of 10,000 crore.

So, the total fiscal space is 56,400 crore. On this, we have shown additional expenditure.

On consolidation of public sector banks:

We are getting proposals from various stakeholders. These are being examined. We have to see how many we accommodate this financial year and how many in the next.

At a post- Budget press conference, Finance Secretary ARVIND MAYARAM, Revenue

Secretary SHAKTIKANTA DAS, Expenditure Secretary RATAN WATAL, Disinvestment Secretary RAVI MATHUR and Financial Services Secretary GS SANDHU speak on a variety of issues: Edited excerpts:

Finance Secretary Arvind Mayaram at a press conference on Union Budget 2014- 15, in New Delhi on

Thursday. PHOTO: PTI

 

A more liberal regime for banks


It is a big change in the approach to financing the infrastructure sector, whose funding demand is pegged at $ 1 trillion in the current five- year plan ending 2017.

Finance Minister Arun Jaitley said banks can raise long term funds for infra projects with minimum regulatory pre- emption.

Put simply, these funds will not attract norms like Cash Reserve Ratio ( CRR), Statutory Liquidity Ratio ( SLR) and those on priority sector lending. While the finer details are awaited, banks will have more to lend for funding long- term infra projects.

At present, for every 100 crore raised through deposits, banks have to keep 4 crore with Reserve Bank India as CRR ( which earns zero interest income) and invest 22.5 crore in government bonds to meet SLR norms. Beside, 40 crore has to be lent to priority sectors.

Long- term financing for infrastructure has been a major constraint in encouraging larger private sector participation, said Jaitley.

State Bank of India chairman Arundhati Bhattacharya said this permission for banks was a positive step. M Tanksale, chief executive of Indian Banks' Association, said it was a good start to clear constraints.

On assets, Jaitley said banks will be encouraged to extend long- term loans to the infra sector with flexible structuring to absorb potential adverse contingencies, sometimes known as the 5/ 25 structure ( allowing banks to give a 25- year loan for a project but the loan would get transferred to another entity's balance sheet after five years).

Allowing infra loans to be given for longer periods matching the life of the asset is a big positive. It will prevent undue stress in repayment of infrastructure loans and will also reduce user charges, the SBI chief said.

Infra finance company IDFC Ltd, set to become a bank in October 2015, will benefit from the more liberal regime. It will be able to raise funds at lower costs and improve business prospects, analysts said. The company had earlier stated its intent of curbing infra loans to meet statutory requirements in the runup to becoming a bank. The IDFC stock closed 8.9 per cent higher at 151 on the BSE exchange.

Housing Development Finance Corporation chairman Deepak Parekh ( also head of IDFC's advisory council) said it was innovative thinking, helping banks to look at funding infrastructure with renewed interest.

Besides lowering the cost of funds, there are other benefits. Karthik Srinivasan, senior vice- president at ICRA, said the access to long- term funds for banks at minimal regulations would help them partly reduce the asset- liability mismatch and the liquidity coverage ratios under Basel- III rules.

Ananda Bhoumik, senior director, India Ratings, said banks could even choose to pass on the SLR/ CRR exemption to the borrower. Now that the asset- liability mismatches had been corrected, we were likely to see sizable issuances from banks, he said.

Infra exposure of the banking system rose to 15 per cent of nonfood credit as of end- March from five per cent in March 2002, according to an India Ratings report. This led to an increased asset- liability mismatch, with banks raising relatively short- term money. This had put pressure on the money market, where banks are the largest borrowers, perennially present in less than one- year maturities, the report added.

INFRASTRUCTURE LENDING

A more liberal regime for banks

Mar 2009 M 2010 Mar 2011 Mar 2012 Mar 2013

Total loans 2,61,800 3,81,612 5,37,108 6,16,440 7,86,045 Gross NPAs 1,602 2,284 3,910 6,325 11,409 Restructured standard 10,588 17,023 15,677 69,009 1,25,561 loans

Source: Reserve Bank of India

BENEFITS EXPECTED BY LENDERS AN EYE ON DEVELOPMENT

Infrastructure loan exposures of commercial banks ( cr)

|Can lend more funds at lower cost |Reduction in assetliability mismatch |Improved liquidity profile |Lowered stress in repayments |Flexibility in structuring long- term loans

 

 

 


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A.Rengarajan

Company  Secretary

Chennai

93810  11200

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