Sir, I have also a major complaint against the SCB card which I am holding for the past more than 17 years and never had any problem because I always remitted advance payment but in the past one year, there has been huge charge of interest simply because there was small delay of 2-3 days of payment on due date which happened due to non-receipt of statement in time. On 2 occasions, when I sent the dues by NEFT, the transaction did not mature at RBI level and reversed in the next day but bank has debited charges for late payment as well as interest. Since there was no fault of mine, I did not remit the interest and delay payment charges, now they are debiting the interest and delay payment charge every month in the account and such charges now have swelled to almost 5000.00. There is no positve respnse from the bank nor the persons attending the calls are giving any proper response. It is really a sad state of affairs and totally non-professional way of SCB. OPGarg
--- On Wed, 29/5/13, CA. M. Jayakumar <cajayakumar@yahoo.com> wrote:
From: CA. M. Jayakumar <cajayakumar@yahoo.com>
Subject: Re: [aaykarbhavan] Re: STANDARD CHARTERED CREDIT CARD
To: "aaykarbhavan@yahoogroups.com" <aaykarbhavan@yahoogroups.com>
Cc: "aaykarbhavan@yahoogroups.com" <aaykarbhavan@yahoogroups.com>
Date: Wednesday, 29 May, 2013, 8:56 PM
I think you should approach the SC banking ombudsman. The details can be taken from their website.
Sent from my iPhone I am a credit card holder of Standard Chartered Credit Card for last many years and have not defaulted any payment so for. For the month of November 2012, I did not received credit card statement, and as I was not certain of the amount spent, hence to be on safe side I have made payment of Rs. 20,000/- which was certainly on higher side. Since then I have been following up for credit card statement so that I can finalise my accounts however every time I am told that the same is sent, but TILL DATE I have not received the same. Every time I called on their phone number, a new person is attending the call and there is no coordination and the issue is not resolved. At one stage, I mentioned that will this type of service, I will have to consider of discontinuing of the card, and they cancelled my card my my payment of overseas telephone was dishonoured. I sent number of emails, as there is not point of phoning, because every time new person is coming on line, but there is no response from Bank.
I want to bring this to the notice of fellow members and request you kindly to guide me how to handle the situation. The credit card statement is not received and the card is cancelled without any information. I am unable to finalise my accounts and don't know whom to approach to resolve the issue
s.d.athale Mumbai 09892133045
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