Thanks for suggestion. But every thing is failed. As many as 40 channels have been forwarded of the Bank at All India level staring from Chairman to Branch manager.!! All are in collusion and concurring , nothing wrong in system!!! But no reply as to non debit of EMI for 4 months, Reduction in EMI etc. No reply. Even then every thing is correct!!!
Thanks for immediate reply,
Regards,
C A Shah D J
USA
From: "emkays2002@yahoo.co.in" <emkays2002@yahoo.co.in>
To: Dipak Shah <djshah1944@yahoo.com>
Sent: Sunday, 11 November 2012 8:35 AM
Subject: Re: {Amresh's CA's} Question to ISA , CISA Members.
Thanks for immediate reply,
Regards,
C A Shah D J
USA
From: "emkays2002@yahoo.co.in" <emkays2002@yahoo.co.in>
To: Dipak Shah <djshah1944@yahoo.com>
Sent: Sunday, 11 November 2012 8:35 AM
Subject: Re: {Amresh's CA's} Question to ISA , CISA Members.
What you are saying is absolutely correct and that is what a rational mind would think. But our system is negative thinking oriented. You may address the bank Manager and mark copies to AGM, DGM and GM/ CGM and see what comes out of it. If you know the Statutory Auditors of the bank at the relevant time and the present ones, you may address them also for additional support.
Sent from BlackBerry® on Airtel
From: Dipak Shah <djshah1944@yahoo.com>
Date: Sun, 11 Nov 2012 22:27:56 +0800 (SGT)
To: emkays2002@yahoo.co.in<emkays2002@yahoo.co.in>
ReplyTo: Dipak Shah <djshah1944@yahoo.com>
Subject: Re: {Amresh's CA's} Question to ISA , CISA Members.
Yes . But how to track Authority , closing the account for 4 months? How new EMI less amount authorized to ? That too akfter 4 months? What about 4 months gap? Why it was not debited for 4 months and more. I wou;ld like to know under system audit what are the points and trails to get catch hold of?
Regards,
C A Shah D J
USA
From: "emkays2002@yahoo.co.in" <emkays2002@yahoo.co.in>
To: Dipak Shah <djshah1944@yahoo.com>
Sent: Sunday, 11 November 2012 8:11 AM
Subject: Re: {Amresh's CA's} Question to ISA , CISA Members.
Regards,
C A Shah D J
USA
From: "emkays2002@yahoo.co.in" <emkays2002@yahoo.co.in>
To: Dipak Shah <djshah1944@yahoo.com>
Sent: Sunday, 11 November 2012 8:11 AM
Subject: Re: {Amresh's CA's} Question to ISA , CISA Members.
The first thing the authorities would like to know is whether evidence of deposit is available with the depositor. The person/s who fudged the system must have tampered with the computerised data of the deposit. That may be the REAL problem.
Sent from BlackBerry® on Airtel
From: Dipak Shah <djshah1944@yahoo.com>
Date: Sun, 11 Nov 2012 22:05:00 +0800 (SGT)
To: ICAI_CIRC_MEERUT_CA@yahoogroups.com<ICAI_CIRC_MEERUT_CA@yahoogroups.com>
ReplyTo: Dipak Shah <djshah1944@yahoo.com>
Cc: C A Manoj Sarkar<emkays2002@yahoo.co.in>
Subject: Re: {Amresh's CA's} Question to ISA , CISA Members.
When coming to US last time 2 years back destroyed . That is the most important thing. My question to all relates to how to trail the authority , approval, sanction etc from computer program?
Thanks for question.
C A Shah D J
'USA
From: "emkays2002@yahoo.co.in" <emkays2002@yahoo.co.in>
To: ICAI_CIRC_MEERUT_CA@yahoogroups.com
Sent: Sunday, 11 November 2012 4:49 AM
Subject: Re: {Amresh's CA's} Question to ISA , CISA Members.
Thanks for question.
C A Shah D J
'USA
From: "emkays2002@yahoo.co.in" <emkays2002@yahoo.co.in>
To: ICAI_CIRC_MEERUT_CA@yahoogroups.com
Sent: Sunday, 11 November 2012 4:49 AM
Subject: Re: {Amresh's CA's} Question to ISA , CISA Members.
Does the accountholder possess evidence of cash deposit, i.e deposit slip to prove the fact of the deposit ?
Sent from BlackBerry® on Airtel
From: Ramachandran Mahadevan <ramachandran.mahadevan@gmail.com>
Sender: ICAI_CIRC_MEERUT_CA@yahoogroups.com
Date: Sun, 11 Nov 2012 16:16:39 +0530
To: ICAI_CIRC_MEERUT_CA@yahoogroups.com<ICAI_CIRC_MEERUT_CA@yahoogroups.com>
ReplyTo: ICAI_CIRC_MEERUT_CA@yahoogroups.com
Subject: Re: {Amresh's CA's} Question to ISA , CISA Members.
Dear Members,
Name of the bank is not mentioned by Shri Dipakji.
It is necessary for us to be cautious.
Where is the security safety for senior citizens.
How do we protect them.
Best Wishes for Happy DEEPAVALI to each member
And their families.
Ramachandran M
Sent from my iPad
Sent from my iPad
Dear All Members,I have one question to help one Defense Personal, Retired, now in USA , returning back shortly, where in cash fraud was occurred. The fact is as under.Some time back in December 2010 he paid the amount in cash in to account. After three months he came to USA for visit. This known to the Branch Staff . All Officer , Cashier, Loan Officer, Head cashier , Assistant manager, Senior Manager, all in collusion with did some thing that the amount was not credited to his loan account. !! Former debit of amount was amount Rs 2704 . After four months they started debiting the amount Rs 2606/- to his pension account!!!. This amount was different than the original which was being debited to his loan account for 2 to 3 years.I think they have in collusion with all togather even D Y G M at higher level did something . !!! It is very much surprised that how this has happened after 4 months. All people are not giving any reply for this postponement of installments for 4 months? How it was not done for gap of four months!! At all levels they do not give any reply for this gap and how debit of installments were not done 4 months and also in reduction of EMI.!!!Can any body give fullest clue of system audit trails from where we can find out the fraud!!I have asked them specifically that who authorized new installments? How it was reduced ? Who gave closure of the account ? Authorized by whom? Who initiated the closure , Who authorized the Lesser amoutn of Installments? Since this is branch under C B S for more than 5 years.But from the chairman;s office is also silent over this matter ??!! Their office is just asking Lower People RGM, D G M to take action. But they are silent in giving proper reply. They only say that all records inspected and all are correct!!!!!!!!!!!!No body is giving proper reply for this Gap of 4 Months and lesser amount of EMI, Why there was not installments debited for 4 months. This being a CBS branch every such installments automatically debited to accounts. There can not be any lapse for not debiting account in any case??!! No reply in this aspect by any body from 40 persons starting from Chairman and all directors , Lower up to Branch Level!!!?
After some time I will be sending all correspondences to all members ......
Regards,
C A Shah D J
USASHortly all details wih the name of the Bank and Branch would be
__._,_.___
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